From a small perspective, a person’s achievements can be seen from their small habits. So, which bad habits are making you increasingly poor? Today, I will take you to learn about 5 bad habits that make people poor. Let’s take a look together and see if you have been hit by them?
1。 Over reliance on credit cards
Nowadays, the use of credit cards has become very popular, and many young people like to use credit cards for early consumption。 But it’s very enjoyable when swiping the card, and very painful when repaying the debt。 Some people may also use the money from this credit card to repay the money from another credit card, and over time they find themselves becoming increasingly poor。
Friends born in the Year of the Rooster are the easiest to fall for this habit。 Their dissatisfied personality always makes them want to spend money in advance to satisfy their desires。 To truly achieve wealth and prosperity, one must restrain their insatiable greed。
2。 Unchanged financial management methods
正所谓“开源节流”,要想变得有钱,光“节流”是不够的,但在开源的方式上,各人有各人的方式.以前定期存款等方式似乎也是有人热衷的理财方式,但在物价飞涨的今天,再选择这种方式,人民币只会躺在银行越躺少.
Friends born in the Year of the Ox have a stable personality。 Although they have some investment and financial management ideas, they cannot let go of their financial management。 If they dare not choose high-risk investments, it is better to choose middle-income fixed income financial products or try different financial management methods with small funds, which are better than deposits。
3。 Lack of enthusiasm for making money
I believe everyone has the idea of making money, but the action of making money may not be the same。 Some people may say they want to make money, but they don’t want to put in any effort。 On weekends, I only lie down and sleep at home。 Even if there are good opportunities, I will find various reasons to decline。 This passive mentality will isolate you from making big money。
属兔是一个能够随遇而安的生肖,经常用“穷有穷的活法”的理由来安慰自己,“知足常乐”这个词可能非常适合他们.但毕竟每个人都不可能一辈子都是单独的个体,所以为了家人还是激发一点赚钱的热情.
4。 Waste expenditures
Don’t buy things you don’t need。 This sentence may seem like just 10 words, but I believe everyone understands how difficult it is to achieve it。 Who hasn’t impulsively bought one or two products on Singles’ Day? Some people lose their rationality when they see discounts and promotions, while others can’t help but take back things they like。 But either way, this is a roadblock on your path to wealth。
属马的朋友作为“吃土党”荣誉党员,常常都处于冲动消费,买完后悔的状态.想要根治这个坏毛病建议开一张银行卡每个月自动转账,然后将其交给亲近的人保管.这样就算冲动消费了也能存下一点钱.
5。 I don’t have a suitable wallet with me
Compared to the previous bad habits, this habit may seem insignificant, but it is not。 A wallet that you carry with you means that on one hand, you have a clear idea of the amount of cash in your hands, and on the other hand, in feng shui, it means that you respect money。 Therefore, having a suitable wallet is very important。
Friends born in the Year of the Tiger have a carefree personality and do not like to use wallets, clothing pockets, books, or hidden change in various corners of the car。 Although this may bring a pleasant surprise of finding money in one’s pocket, it is not conducive to accumulating financial luck and is best corrected。
Kind reminder:Feng Shui is a tool for regulating good or bad luck。 Adjusting Feng Shui during good times can increase auspiciousness; When it’s not good, it can reduce its severity, and these effects are still obvious and real! It is recommended to seek guidance from authoritative and professional feng shui masters for environmental adjustment and layout。
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